Regulatory Status & Important Disclosures

Reserve Investment Group, Inc.

Reserve Investment Group, Inc. is a separate business entity.

Reserve Investment Group, Inc. does not represent that it is registered with the U.S. Securities and Exchange Commission (“SEC”) as a broker-dealer or investment adviser unless and until such registration is applicable and independently verified through the appropriate regulatory database.

Reserve Investment Group, Inc. does not represent that it is a FINRA-member broker-dealer unless and until such membership is applicable and independently verified through FINRA.

Certain individuals associated with Reserve Investment Group, Inc. may separately hold securities registrations, investment-adviser registrations, insurance licenses, professional designations, or other credentials through appropriately registered or licensed firms or entities.

The capacity in which a financial professional is acting matters. Investment advisory services, brokerage services, insurance services, financial planning, financial education, and other services may be subject to different registrations, licenses, agreements, compensation arrangements, regulatory requirements, conflicts of interest, and standards of conduct.

Clients and prospective clients should review the applicable agreements and disclosures associated with the particular service being provided.

Registration Does Not Imply Endorsement

Registration with the SEC, a state securities authority, FINRA membership, an insurance license, or possession of a professional designation does not constitute an endorsement by any regulator and does not imply a particular level of skill, training, experience, or future performance.

Form ADV

Form ADV is a regulatory disclosure document used by registered investment advisers.

Where an investment advisory relationship involves a registered investment adviser, clients and prospective clients should review the applicable Form ADV and related brochure materials for information concerning the advisory firm's business, services, fees, conflicts of interest, disciplinary information, and other required disclosures.

Reserve Investment Group, Inc. should not describe or link to another firm's Form ADV as the Form ADV of Reserve Investment Group, Inc.

If Reserve Investment Group, Inc. becomes registered as an investment adviser, or if investment advisory services are provided through a separately identified registered investment adviser, the applicable Form ADV should be clearly attributed to the registered advisory entity providing those services.

Form CRS — Client Relationship Summary

Form CRS is a regulatory relationship summary required for certain SEC-registered broker-dealers and investment advisers that provide services to retail investors.

Where Form CRS applies to a financial relationship, clients and prospective clients should review the Form CRS issued by the registered financial-services entity actually providing the applicable brokerage or investment advisory services.

Reserve Investment Group, Inc. should not describe another firm's Form CRS as the Form CRS of Reserve Investment Group, Inc.

Research Financial Firms and Professionals

Consumers and investors may independently research financial firms and professionals through official regulatory resources.

Important Capacity Disclosure

Before receiving a financial service or recommendation, clients and prospective clients should understand:

• which individual or entity is providing the service;
• whether the service is being provided in an investment advisory, brokerage, insurance, educational, or other capacity;
• which agreements govern the relationship;
• how the financial professional and associated entities may be compensated;
• what material conflicts of interest may exist; and
• which regulatory standard applies to the particular service or recommendation.

Different financial-services relationships can involve different duties, obligations, compensation structures, conflicts of interest, and regulatory standards.

Nothing on this website should be interpreted as establishing an investment advisory, brokerage, insurance, legal, tax, or other professional relationship unless and until the applicable relationship has been formally established through the appropriate agreement or process.

No Regulatory Endorsement

Neither the SEC, FINRA, nor any state securities or insurance regulator approves, endorses, recommends, or guarantees Reserve Investment Group, Inc., any financial professional, any investment, any insurance product, or any financial strategy merely because a person or entity is registered or licensed.

Professional Designations

Professional credentials and designations should be displayed only when they are current, valid, applicable to the named individual, and authorized for use.

Securities examinations or registrations such as Series 7, Series 63, Series 65, or Series 66 should not be presented as professional designations or credentials implying specialized expertise.

Only verified professional designations should appear after an individual's name or within a professional biography.

Educational information

Website material is provided for general educational and informational purposes. It is not individualized investment, tax, or legal advice and does not, by itself, create an advisory relationship.

Introductory conversations

An introductory conversation is an opportunity to discuss what you are looking for, ask questions, and learn more about the services available. No investment recommendation should be assumed from an introductory conversation alone.

Complimentary reviews

A complimentary review, if offered, is limited in scope and is not, by itself, a complete financial plan. Any recommendations or services are subject to the scope of the engagement and applicable agreements.

Tax and legal matters

Financial planning and investment-related information is not a substitute for individualized tax or legal advice. Please consult a qualified tax or legal professional regarding your specific circumstances.

Testimonials, endorsements, ratings and performance

This site intentionally contains no client testimonials, compensated endorsements, third-party ratings, or investment performance presentations. Any future use should go through the firm's marketing-rule review, disclosure, substantiation, oversight, and recordkeeping process before publication.